20/7/2025–|Last update: 08:03 (Mecca time)
With the entry of the third quarter of 2025, investors face a complex financial world in which changing monetary policy, technological turmoil, and volatile global economic dynamics intersect.
In this context, Forbes magazine published an analysis of the five most fortunate sectors in providing strong investment returns in the coming months, based on market indicators, profit growth data, and accurate structural data.
The report indicates that the last trend ofFederal Reserve The American towards Monetary policy More flexible, along with consumer spending and corporate profits growth, has contributed to creating unconventional opportunities within specific sectors.
Market performance in the first half of 2025
According to Forbes, the Standard & Poor’s 500 index recorded a moderate increase of 7% until the end of June 2025, despite the market fluctuations resulting from doubts about customs tariffs, articulated economic data, and the moves of the Federal Bank.
The energy and financial services sectors appeared as the most prominent surprises in terms of performance, while growth shares faced pressure due to continuation. Inflation.
The Fix of Market Risk Index recorded an average of 18, indicating high but manageable anxiety. On the profit level, the “Standard & Poor’s 500” companies showed annual growth in the profits of 12% during the second quarter.
The methodology for choosing the five sectors
In its classification, Forbes relied on a mixture of quantitative and qualitative analysis, which included profit growth expectations, price ratios to profitability compared to historical averages, transformations in analysts’ confidence, in addition to the association of these sectors with the total indicators affecting the third quarter.
It has also been taken into consideration criteria such as free cash flows, debt levels, and technical momentum, as well as the data of investment institutions.
First: Technology-Software and Services of Cloud Computing
The technology sector, especially software and cloud companies, represents one of the most prominent bets, according to the report. The major cloud computing companies recorded a growth in revenue ranging between 25% and 30% annually, with a clear improvement in the margins of profit. The expected profitability of the sector is about 22 times, and it is below its 28 -time historical average, which provides an attractive entry point for investors.
Technical spending polls show that 78% of institutions are planning to increase their cloud infrastructure during the second half of the year, driven by artificial intelligence applications and increase the need for flexible computing resources. The rates of retaining customers in Sas companies excels 95%, with a clear revenue retaining more than 110%.
Second: Health Care- Biotechnology and medical devices
The report describes the health care sector as a “defensive growth” opportunity in light of the increasing demand resulting from demographic transformations and therapeutic progress. Biotechnology companies have witnessed a decline in their evaluation during the past 18 months, despite their promising assets under commercial development.
The US Food and Drug Administration approvals (FDA) increased, as the number of new drugs corresponding to historical rates exceeded 15%. Medical devices companies also benefit from the return of optional operations and increasing the demand related to demographics. The report highlighted the escalating momentum in integration and acquisition activities, driven by the abundance of liquidity with major pharmaceutical companies and their need to compensate for the expiration of patent rights.
Third: Financial services- regional banks and insurance companies
Financial services are witnessing a strong return thanks to the stability of interest rates and the improvement of credit quality. According to Forbes, regional banks came out of the 2023 crisis with stronger capital centers and more conservative lending practices, which strengthened stability and the confidence of depositors, and the clear margins of the benefits began to expand again with the stability of financing costs.
The insurance sector, especially in public insurance and property, is witnessing a boom in profitability rates. The proportions of the “insurance complex” have improved their best levels in more than a decade. This sector also benefits from higher investment returns thanks to high returns.
Regional banks are currently circulating 1.1 times from the concrete book value, compared to a historical average of 1.4 times, while insurance companies remain in place with less than the value of their parts. Credit casualties also decreased significantly compared to previous economic courses.
Fourth: Energy- Renewable Infrastructure and Traditional Oil
The Forbes report indicates that the energy sector provides a rare mix of stability and growth. Traditional oil companies have maintained strict financial discipline, and have achieved strong cash flows, with dividends ranging between 4% and 6%. Despite the challenges, global oil demand remained strong, while restrictions on supply supported price levels.
As for renewable energy, it has reached a decisive turning point, as large infrastructure projects have become internal returns ranging from 12% and 15% without the need for government support, which made it attractive to institutional investors looking for a protected income from inflation.
The sector benefits from a political consensus supporting energy security and modernizing infrastructure, in addition to its environmental attractiveness, as companies tend to reduce the carbon footprint without resorting to the issuance of new shares.
Fifth: Optional Consumer goods- e-commerce and luxury goods
The report indicates that e -commerce companies and luxury commodities stand in a strong location, in light of the recovery of consumers and the stability of estimated income levels. Online retail sales are still growing at dual -number rates, compared to continuous challenges facing traditional trade.
Luxury signs maintain profitable margins more than 70%, benefiting from a customer base that is not much affected by economic conditions. The last performance of the sector shows that its digital transformations have strengthened operational efficiency and the ability to control prices and products of products, which enabled it to face inflation and after the post -pandemic recovery.
Forbes concluded that the diversification of investment portfolios across these five sectors gives investors a balanced mix of growth and returns in a complex environment. While technology provides a trend towards digitization, health care provides solid defense, and financial services and energy give opportunities based on monetary stability, while recovering consumer spending in the optional commodity sector.